HSBC launch new digital solution to transform transaction banking
By bringing together interactive channels, embedded connectivity and AI interfaces, HSBCnio gives clients a more connected way to bank, including:
- Interaction with web and mobile app through a simplified design that provides a clear and consistent experience for viewing cash positions and transactions, trade loans, FX and tracking payments, which makes it easier to access information and identify items that need attention.
- Embedded connectivity and APIs, which bring banking services, data and intelligence into clients’ platforms and workflows.
- API documentation, software development kits and a sandbox to help reduce integration friction and accelerate the path from development to production.
- AI-enabled access through HSBC’s Model Context Protocol, which enables clients’ own AI tools to query authorised account and transaction information and helps teams find and interpret banking data more quickly.
Treasury teams increasingly operate across multiple markets, systems and workflows, yet banking access can remain fragmented. HSBCnio addresses that complexity by giving clients a simple, connected way to access transaction banking capabilities, reducing operational friction, supporting automation and providing more timely information for decision-making.
HSBCnio enables clients’ own AI tools to access authorised account and transaction information through HSBC’s Model Context Protocol, while laying the foundation for further AI-enabled experiences within HSBCnio. This helps clients introduce AI into treasury workflows using trusted data, established permissions and appropriate controls.
HSBC plans to add further transaction banking capabilities and AI-enabled experiences to HSBCnio over time. This includes ‘Ask HSBC’, an AI-enabled experience within HSBCnio designed to help clients query and interpret their banking information.
The availability and features of HSBCnio may vary by market and client configuration.
Notes to editors
For more information about HSBCnio, please visit: https://www.business.hsbc.com/en-gb/products/hsbc-nio
- The information provided does not constitute an offer, invitation, or inducement to buy or sell any product or enter into any contract.
- All offers of financing, products and services are subject to credit adjudication, qualification and prior approval. Other conditions or restrictions may apply.
- Eligibility criteria and terms and conditions apply. Local country restrictions and limits may also apply.
Contact:
Elvira Stark
+49-211-910-6900
elvira.stark@hsbc.de
Denise Strauch
denise.strauch@hsbc.de
HSBC Germany
HSBC Germany is part of the HSBC Group, one of the world’s leading commercial banks, with assets totaling US$3,438bn (as of 30 June 2026). The Group operates a network spanning 56 countries and territories worldwide, representing over 85 percent of global economic output. HSBC Germany serves corporate clients, institutional customers and the public sector. The bank stands for international reach, comprehensive advisory expertise, strong placement capabilities, first-class infrastructure and robust capital strength.
About HSBC Continental Europe
HSBC Continental Europe, headquartered in Paris, is an indirectly held subsidiary of HSBC Holdings plc. In addition to banking, insurance, and asset management activities based in France, HSBC Continental Europe also covers business operations in Germany, Belgium, France, Ireland, Italy, Luxembourg, the Netherlands, Malta, Poland, Sweden, Spain, and the Czech Republic.